Estate Planning Attorney in Rhode Island & Massachusetts

Jill M. Santiago Law Offices
(401) 307-5556
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Can I Put My House Into a Trust If I Have a Mortgage?

September 22, 2026 by Jill Santiago Leave a Comment

Learn how to put your house in a trust if you have a mortgage. Discover how the Garn-St. Germain Act protects you from due-on-sale clauses for grantor trusts.

Filed Under: Homeowners, Living Trust, Mortgages, Real Estate, Trusts Tagged With: Due-on-Sale Clause, Garn-St. Germain Act, Grantor Trusts, Inherited Mortgages, Mortgaged Property Transfers, Non-Grantor Trusts, Probate Avoidance, Revocable and Irrevocable Trusts, Rhode Island Estates, Trust Funding

4 Estate Planning Moves for Couples Getting Married

June 8, 2026 by Jill Santiago

Discover 4 essential estate planning for couples moves to make when getting married, including name changes, home ownership, and updating beneficiaries.

Filed Under: Beneficiary Designations, estate planning wills and trusts, Married Couples, Prenuptial Agreements, Real Estate Tagged With: Beneficiary Designations, Estate Plan Updates, Inheritance Protection, Joint Bank Accounts, Joint Property Ownership, Legal Name Changes, Marriage Estate Planning, Prenuptial Agreements, Rhode Island Estates, Second Marriages

Avoiding Common Estate Planning Mistakes for Married Homeowners with Real Estate

May 4, 2026 by Jill Santiago

Learn how to avoid common estate planning mistakes for married homeowners. Explore Rhode Island laws on joint tenancy, tenants in common, and spousal rights.

Filed Under: estate planning wills and trusts, Family in Estate Planning, Homeowners, Married, Real Estate Tagged With: Joint Property Ownership, Last Will and Testament, Life Estates, Marriage Estate Planning, Probate Avoidance, Rhode Island Estates, Second Marriages, Spousal Elective Share, Tenancy by the Entirety, Tenants in Common

Should I Transfer My House To My Child While I Am Still Alive?

November 4, 2024 by Jill Santiago

When creating an estate plan, many clients ask whether transferring their property to their children while they’re still alive is a smart decision. The answer is “it depends.” Making this transfer can have lasting impacts—both positive and negative—on family dynamics, finances, and estate planning. So, without further ado, let’s dive into the pros and cons […]

Filed Under: estate planning wills and trusts, Family in Estate Planning, Housing, Real Estate

Address: 2348 Post Rd Suite 106, Warwick, RI 02886 | Phone: (401) 307-5556 | Email: info@jmslawltd.com

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