Estate planning may not seem like a Halloween horror story, but ignoring the essentials can haunt you later. Working effectively with your attorney is key to keeping the skeletons out of your financial closet and protecting your loved ones. Here are some frightening mistakes you should avoid when working with your estate planning attorney:

1. Ghosting Your Attorney (Failing to Keep Appointments)

Disappearing into the night and skipping appointments is like inviting a curse on your estate plan. These meetings ensure your attorney can exorcise any potential problems and keep your plan up-to-date. Vanishing without notice gives the impression that your estate plan isn’t a priority, and that’s a terrifying prospect. If you must reschedule, don’t ghost us—reach out and we’ll find another time before things get too spooky!

A True Ghost Story:

Not too long ago, a potential client scheduled a consultation for some rather urgent planning. Despite sending appointment reminders, the individual blew off the appointment. They called the office a few months later, in a crisis. Needless to say, I could do nothing to help!

 

2. Burying the Truth (Withholding Important Information)

Keeping secrets may seem like a good plot twist in a horror film, but it’s a disaster when it comes to your estate plan. Hiding crucial details like debts, business interests, or family conflicts could lead to a plan that’s dead on arrival. If your attorney asks for it, it’s not witchcraft—it’s important. Let us see everything lurking in the shadows so we can craft a plan that truly works for you.

A True Ghost Story:

Speaking of withholding information, I once had a client tell me she was married as we were signing the documents. After explaining the entitlements that surviving spouses have in the estate, we had to rewrite the plan to avoid the surviving spouse challenging the plan in court. This would defeat the whole purpose of creating an estate plan! In the end, it just creates more work for us, and costs the client more money.

 

3. Procrastination Is a Monster (Delaying Decisions)

Procrastinating on important decisions like choosing beneficiaries or trustees is like inviting a zombie apocalypse—you may be too late to escape the mess. Delaying your estate plan leaves vital matters unresolved if an emergency strikes. Your plan can always be revised later, but it’s better to have one in place before the clock strikes midnight. Don’t let procrastination turn your future into a nightmare.

 

4. Ignoring Your Attorney’s Wisdom (Or Becoming a Know-it-All Werewolf)

Your estate planning attorney is your guide through the legal labyrinth, not a full moon villain. Ignoring or constantly challenging their advice can turn your carefully crafted plan into a horror show. Estate laws can be trickier than a haunted house, so trust the expertise of your attorney before you’re trapped in a legal fog.

The internet is full of information (and misinformation). Loading up on it may actually damage the relationship you have with your attorney.  You hire an estate planning attorney to give you expert advice, so challenging their expertise with your Google search results is a sure way to make the attorney (me) say I don’t want to work with you and move on.

A True Ghost Story:

I once had a potential client push back about “all the boilerplate language in the trust” as if the language was not important enough to be included in their plan. Rather than arguing, I simply stated that our firm was not a good fit and advised them to move on!

 

5. Letting Your Plan Rot (Failing to Follow Up)

Once your estate plan is created, you might think the scary part is over—but it’s only the beginning. Failing to review and update your plan as life changes (births, marriages, or financial shifts) can leave your plan as outdated as a mummy’s curse. Keeping your estate plan current helps you avoid unintended consequences that could creep up when you least expect it.

 

Get Your Estate Plan Set Up The Right Way

This Halloween, avoid these chilling mistakes by working closely with an experienced estate planning attorney. Collaborate, communicate, and stay proactive—so your estate plan doesn’t become a ghost story! Click the link below to schedule now.